Return Calculator Of Financial Products

This Return Calculator will calculate the returns based on the amount paid and received on several dates. One just needs to enter date, amount and whether it was paid or received. For example, If you have policy where you paid premium of Rs 10,000 for 10 yrs and You received Rs 30,000 in 4th year and Rs 1,00,000 at the end of 10th year, then you will have enter Rs 10,000 with date of payment 10 times as “paid” and 2 times the entry of 30,000 and 1,00,000 as “received” . The calculator will give the CAGR return. This calculator can be used for calculating returns from Endowment policies, ULIP’s, Mutual funds, Stocks and any kind of transaction which has outflow and inflow of money.

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{ 2 comments… read them below or add one }

Parag Rodrigues May 1, 2013 at 12:36 pm

Hi Manish / Nandish,

This calculator clearly reflects how it impacts your wealth creation process if invested via LIC ….

Clearly, I saw the actual Annual Return was 3.70% (for 1 policy with annual premium of 21567) which is VERY LESS to cope up the Inflation rate (considering it to be 7%)..

This is my 3rd year of LIC investment & thought to calculate it.. I now would stop my LIC premium & REQUEST to have policy paid up .

Better to invest these LIC premium (~ 63 k) into Mutual fund for tenure of 15 yrs…

Even I consider it to give me the minimum rate of return of 9-10% , its worth. ( its 3 times of LIC return).

Thank you guys for such a tool checklist… Eventually an Eye- opener…

Kind Regards,

Parag Rodrigues

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Jagoinvestor Wealth Club Support May 1, 2013 at 6:08 pm

Yes Parag

You can use this calculator to find out the returns from any product. I hope you take required action to correct your mistakes.

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